CRR and SLR in Indian Banking

CRR

CRR means Cash Reserve Ratio  which  is the  percentage  of minimum amount of cash,  the banks have to keep in Current Account of Reserve Bank of India.

CRR at Present :-  4%

SLR

SLR  means  Statutory Liquidity Ratio which  is the  percentage of minimum  cash the banks have to invest  government securities or bonds that are  specified by RBI from time to time.

SLR  at Present :  20.5%

Both SLR and  CRR are  quantitative credit controls  used by RBI.